"Give a man a gun and he'll rob a bank.
Give a man a bank and he'll rob the world." — unknown

Help Me Now

Call us TODAY to Disucss your OPTIONS

Have you fallen behind on your mortgage payments or received a notice of foreclosure from the lender? Are you struggling to stay current on your home loan and afraid that you may lose your house?

Keep Your Home

If you are determined to keep the home where you have built a life with your family, we may be able to help you prevent the foreclosure by directly challenging the action with Forclosure Defense or Settlement

Overwhelming Debt?

Finding yourslef owing large amounts of money you don't have can make life difficult, to say the least. Not only having to cope with the financial hardship, but also having to put up with incessant correspondence.

Should I FIght?

Yes! While the bank has a legal right to carry out a foreclosure after you have defaulted on your loan payments, you also have a right to contest the foreclosure, and by doing so you may be able to obtain a far better outcome.

Know Your Rights! Call TODAY

Join 100's of others whom we were able to make a difference in their lives. Forclosure is no longer the onlhy option!

What do our clients say?

Mellen Law saved my home. Pure and simple. The bank was dual tracking me, so while saying they were modifying my loan, they were selling my home from beneath me. I tried to handle the matter myself, but I got nowhere. Enter Matt and Jessica who were instrumental in resolving my case. When you need the big guns, the only serious choice is Mellen Law.    Nancy M.
Since 2013, I have been fighting for a loan modification that would help me save my property. I did it on my own. But I failed. I've been deceived by Bank of America's single point of contact. Until I got the worst loan modification approval.  I declined that offer.
I went around and looked for a good lawyer to represent me. However, they all turned me down as my case was too complicated. Until I found Mellen Law Firm.
Guess what?!  I was able to get an unbelievable settlement. I won't tell you how much principal reduction that I got. But It's magical!!! Thought its only true in Disneyland. But with Mellen Law Firm, nothing is impossible. I really love my lawyer Sarah. You are simply awesome!!!  Also, special thanks to  Jessica, and Matt.    Lardy P.
Matt Mellen of Mellen Law Firm is very professional and honest; I met with him to discuss why my bank never contacted me after filling out tons of paperwork to get our existing loan modified. Hring Matt Mellen will even up the odds against big banks!    Roy
Mellen Law Firm did an outstanding job for us! We saved $300,000 off of our mortgage and received exactly what we were after. They called us back promptly and answered all of our questions. Our big doubt was why would Mellen want to settle instead of negotiate an offer and make more for themselves. We are so pleased to stay in our home with a reasonable total loan amount! Great job!    Scot
I went to Mellen Law Firm after being mishandled by two prior attorneys. I had complex issues as my home had already been foreclosed and the bank was trying to kick my family out. Mellen Law Firm immediately put me at ease and took over. They filed lawsuits against my lender and within 3 months they got me a phenomenal result! Before my mortgage payment was $5600.00. My payment is now $2000.00 and I am still suing the lender for money damages! I highly recommend this law firm for any homeowner experiencing financial difficulties. Thank you Mellen Law Firm for keeping us in our home and restoring our dream.    W.A. Smith
Mellen Law Firm has been honest with me since the beginning. While they did not try to over-sell their services or over-promise results, they did promise one thing, that they would do everything they could to help me in my time of need. I am a senior citizen and was facing foreclosure because I couldn't afford the negative amortization loan I was tricked into. It was very stressful, as I didn't know what to do or where I would have to go if I lost my home. So I placed my faith in Mellen Law Firm and left the rest up to God. The process was tough on me . . . honestly I cried about it. Sometimes, one plan didn't work, but Mellen Law Firm always had another plan in place. After several months of tribulation, Mellen Law Firm saved the day when they told me that I would be able to stay in my home forever. The bank reduced my loan by $42,456 and dropped the rate to 3.115%. My new total payment with taxes and insurance is $987. Without Mellen Law Firm, my payment would have been over $2300 and I would have lost my home. Muchisima Gracias Mellen Law Firm.    Pauline T.
In 2005, I was the victim of a bait and switch tactic by my lender. Although my lender promised to refinance or modify the loan, really it was just a string of lies. Instead, they just tried to foreclose on me. Having nowhere else to go, I hired Mellen Law Firm at a price that I could afford. Matt Mellen at Mellen Law Firm was great. He took over and started negotiating with my bank. When the bank again refused to work with us, Mellen Law Firm filed a lawsuit against them. Within 8 months, Mellen Law Firm forced the bank into a settlement. My lender reduced the principal balance of my loan by $61,832.55 and dropped my interest rate from 8.95% to 3.99%. From the bottom of our hearts, thank you Matt Mellen for all your hard work. You never gave up on me.Gerald E.    
  • Foreclosure Defense

    At Mellen Law Firm, we fight for homeowners to be given opportunities from the bank that they deserve and are legally entitled to. Without proper representation in a foreclosure case, a summary judgment will be entered almost immediately.

  • Loan Modification

    Many homeowners are shocked to learn that many banks proceed with foreclosure suits while the homeowner is in the midst of processing their modification. It is surprising, but true, that at times banks don’t communicate with their attorneys for that matter which puts them at jeapordy.

  • Pre-foreclosure Mod.

    Pre-foreclosure modification is a great way to avoid foreclosure and keep your home by reworkeing the mortgage payments to make them more affordable. This can be achieved by either reducing the principal or adjusting the interest rate, or a combination of the two.

  • Bankruptcy

    Any person, business or organization seeking bankruptcy should consult an attorney to evaluate their options before filing. Once the decision has been reached to declare bankruptcy, Mellen Law Firm staff will guide you through the remainder of the process.